Direct Lending Authority
You work with lenders who can actually approve and fund, not just pass your file along.
Direct Private Lender in Ventura County
Hard Money Loans Backed by Local Decision Makers
We are a hard money lending company, not a lead marketplace. Our team underwrites investment properties and funds qualified deals with speed and clarity.
What We Finance
Fix-and-Flip, Rental, Bridge, Construction, and Commercial Investor Loans
Lending Focus
Non-owner-occupied investment properties with asset-based underwriting
Direct Lender
In-House Decisions
Initial Review
24-48 Hours
Fast Closings
As Fast As 7 Days
Loan Range
$75K - $50M
Why Investors Borrow From Us
Our lending model is built for execution: clear terms, responsive underwriting, and direct access to a real hard money team.
Asset-Based Underwriting
We underwrite collateral quality, deal structure, and exit plan for investor properties.
Local Deal Execution
We understand Ventura County submarkets and move fast when timing matters.
How Our Lending Process Works
We keep underwriting practical and transparent so you can make decisions quickly. Typical flow:
Step 1
Deal Intake
Step 2
Collateral Review
Step 3
Term Sheet + Docs
Step 4
Fund + Close
Typical Lending Parameters
Loan Types
Fix & Flip | Bridge | Rental
Term Length
6 - 24 Months
Rate Range
Market-Based
Leverage
Deal + Asset Dependent
Final terms are based on collateral quality, borrower experience, and exit strategy.
Hard Money Loan Programs
Fix-and-Flip Loan
Fix-and-Flip Loan
Short-term financing for property renovations and resale.
Rental Property Loan
Rental Property Loan
Long-term financing for income-producing rental properties.
Commercial Bridge Loan
Commercial Bridge Loan
Temporary financing to bridge gaps between transactions.
Rehab and Construction Loan
Rehab and Construction Loan
Financing for property rehabilitation and new construction.
Who We Lend To
Real Estate Investors
Real Estate Investors
Financing solutions for property investors of all experience levels.
Commercial Property Developers
Commercial Property Developers
Capital for office, retail, and industrial development projects.
Fix-and-Flip Entrepreneurs
Fix-and-Flip Entrepreneurs
Fast funding for house flippers and renovation projects.
Rental Property Owners
Rental Property Owners
Long-term financing for buy-and-hold rental investments.
Property Types We Finance
Residential Investment Properties
Residential Investment Properties
Financing for single-family homes, condos, and townhomes.
Commercial Investment Properties
Commercial Investment Properties
Loans for office, retail, and industrial properties.
Multifamily Investment Properties
Multifamily Investment Properties
Financing for duplexes, triplexes, and apartment buildings.
Mixed-Use Investment Properties
Mixed-Use Investment Properties
Loans for properties combining residential and commercial use.
Ventura County Service Areas
Ventura, CA
Hard money loans in Ventura, CA. Fast approvals for fix-and-flip, rental property, and bridge financing.
Oxnard, CA
Hard money loans in Oxnard, CA. Fast approvals for fix-and-flip, rental property, and bridge financing.
Camarillo, CA
Hard money loans in Camarillo, CA. Fast approvals for fix-and-flip, rental property, and bridge financing.
Thousand Oaks, CA
Hard money loans in Thousand Oaks, CA. Fast approvals for fix-and-flip, rental property, and bridge financing.
Simi Valley, CA
Hard money loans in Simi Valley, CA. Fast approvals for fix-and-flip, rental property, and bridge financing.
Santa Paula, CA
Hard money loans in Santa Paula, CA. Fast approvals for fix-and-flip, rental property, and bridge financing.
Need a Reliable Hard Money Lender?
Talk With Our Lending Team About Your Next Deal
Share your property, scope, and timeline. We will provide straightforward feedback and practical next steps for funding.